Real skills. Real practice. Real growth.

Learn money by making money decisions.

Practice budgeting, saving, banking, investing, credit, and risk through free simulations built for young teens.

Teen students working together on a project budget
Streak
4 days
+50 XP
  1. 01

    Discover

    Start with a decision, prediction, or real situation.

  2. 02

    Practice

    Build, compare, allocate, and try again with coaching.

  3. 03

    Apply

    Finish challenges that combine skills and show real growth.

Your PocketWise journey

Twelve connected simulations take you from everyday choices to a complete money plan.

Foundations

  1. 120 MIN
    Discover

    Your $100 Decision

    Allocate money first; study the tradeoffs afterward.

  2. 225 MIN
    Apply

    The Side Hustle Simulator

    Compare time, startup cost, uncertainty, revenue, and profit.

  3. 325 MIN
    Practice

    Make $200 Work

    Balance needs, wants, savings, giving, and a future goal.

Building stability

  1. 420 MIN
    Apply

    Life Happens

    Adjust a real plan when an unexpected event appears.

  2. 525 MIN
    Discover

    Give Every Account a Job

    Allocate checking, savings, and cash before expenses arrive.

  3. 620 MIN
    Learn

    Money + Time = Power

    Predict, compare, and watch fictional growth over time.

Growing wisely

  1. 730 MIN
    Apply

    Build a Virtual Portfolio

    Allocate $1,000 across fictional funds and test market periods.

  2. 825 MIN
    Practice

    Don't Use One Basket

    Make repeated risk choices, then test diversification.

  3. 930 MIN
    Discover

    What Borrowing Costs

    Compare waiting, paying now, and repaying later across contexts.

Protecting and applying

  1. 1025 MIN
    Master

    Scam Detective

    Spot urgency, impersonation, suspicious links, and data requests.

  2. 1120 MIN
    Reflect

    Fund What Matters

    Build a plan around security, people, goals, and experiences.

  3. 1230 MIN
    Master

    The Full Simulation

    Navigate ten connected rounds, then compare your $100 thinking.

Start PocketWise